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Commercial Landlord Insurance

Insurance1 can help you compare prices, and find a commercial landlord insurance policy that suits your needs. If you own a property that you rent out for commercial reasons, then we can help you find a commercial landlord insurance policy that includes property owners liability. This type of policy protects landlords against claims made against them in regards to their legal liability for personal injury or property damage caused to a third party which arises from the landlords ownership of the property.

Whether the building is run as a shop, warehouse, or an office, we can find a policy that suits your needs. You would receive all the same benefits as you would with a residential landlord insurance property but you will be covered for commercial properties.

What does commercial landlord insurance cover?

Commercial properties are often different structures than standing housing buildings, so they carry a different set of risks, for example a commercial property may be a steel or glass structure. While they may carry different risks, commercial landlord insurance is essentially the same type of policy as a standard landlord insurance policy.

Insurance1 can help find you a commercial landlord policy which covers;

Rent protection

This means you will be covered financially should your tenants be unable to pay the rent. This is usually covered between 6 and 12 months.

Landlord Buildings Insurance

Your property will be covered against damage caused by a range of different risks, including fire, flooding and theft.

Landlord Contents Insurance

This cover is important if the property you let out to tenants has been furnished by yourself, meaning you have supplied any furniture and appliances. These contents will be covered against damage and theft.

Malicious damage

You will be covered against any damage caused by your tenants or their guests to your property.

Temporary accommodation cover

You will be covered up to a certain amount if your tenants have to operate in temporary accommodation while your property is out of use for any reason.

Keys and locks cover

You will be covered for the cost of replacing keys and locks to an external door on your property, following the loss of theft of the tenants keys.

Trace and access

This means you will be covered against the cost of finding the source of a leak.

Underground drains, pipes and cables

If you are legally responsible for any underground drains, pipes and cables then you will be covered against any accidental damage.

Do I need Commercial Landlords Insurance?

While commercial landlords insurance is not a legal requirement, we highly recommend you take it out as should the worst happen you could come across some huge financial difficulties if you don’t have a policy in place.

Types of commercial property we cover

There are different types of commercial properties we can cover, these include;

  • Office buildings
  • Shops, shopping centres and retail stores
  • Pubs, restaurants, hotels, spas and sporting facilities
  • Nursing homes, medical centres
  • Factories and warehouses
insured residential building with terrace

Why use Insurance1?

Here at Insurance1 we have access to a wide range of specialised brokers and insurers, and we will only match you with one that would be able to provide you with a policy that is suited to your circumstances.

All of the insurance providers we have access to are regulated by the Financial Conduct Authority and adhere to strict regulations regarding the insurances they can sell. As well as this our insurers and brokers are knowledgeable and experienced in landlord market, giving you confidence they are the right people for the job.

Let Insurance1 do the hard work for you by matching you with a suitable insurance provider, potentially saving you time and money.

Get a quote with Insurance1 today.

Commercial Landlord Insurance | insurance1.com
Product Lowest Price Highest Price Customer Rating
Commercial Landlord Insurance | insurance1.com £1322 £35395.1 4.74 / 5

Pricing claim generated from smallest and largest base premiums of policies sold from 1st January 2018 to 31st December 2019 from one of our partners.

Customer product rating is based on 52 reviews from a range of 1 to 5, where 5 being the best.