Residential Landlord Insurance
Insurance1 can help you compare prices for Residential Landlord Insurance. We can help find you cover for any buildings or contents that are being let to residential tenants. We can help you find residential landlord insurance that includes property owners liability, which protects landlords against claims made against them in regards to their legal liability for any personal injury or property damage caused to a third party which arises from the landlord’s ownership of the property.
How much does residential landlord insurance cost?
Of course there is no set price for residential landlord insurance, but Insurance1 can help you find a policy which is priced fairly and suited to your needs. The price of these types of policies will be based on many different factors, including but not limited to;
- Your claims history
- The type of property
- The properties age
- If the property is prone to flooding or subsidence
- Any security measures you have in place
Do I need residential landlords insurance?
Being a landlord can be a full time job for many, it could well be your livelihood. While it may not be a legal requirement to purchase residential landlords insurance, having it in place will provide you with peace of mind. You can be sure that your property and your finances are protected, and you won't be left with nothing if the worst should happen, whether that be your property being damaged, or your tenants not being able to pay rent.
However, if you employ anyone then employers liability insurance is a legal requirement.
What properties does residential landlords insurance cover?
Insurance1 can help find you cover for many different types of properties, including;
- Detached houses
- Semi-detached houses
- Terraced and end-terraced houses
- And more
Multi-property landlords insurance
It is also possible for you to insure all of your properties under one policy. There is essentially no difference between this and standard residential landlords insurance, except for the simple fact that there will be multiple properties on the same policy.
With this type of policy you can update it throughout the year, adding or removing properties as your portfolio changes.
As well as a multi-property policy causing you less stress and wasted time, with everything being under one policy and all your properties having the same renewal date, it is also possible that putting them together like this could save you money. It is always worth checking if this is the case.
Why use Insurance1?
Here at Insurance1 we have access to a wide range of specialised brokers and insurers, and we will only match you with one that would be able to provide you with a policy that is suited to your circumstances.
All of the insurance providers we have access to are regulated by the Financial Conduct Authority and adhere to strict regulations regarding the insurances they can sell. As well as this our insurers and brokers are knowledgeable and experienced in the residential landlords market, giving you confidence they are the right people for the job.
Let Insurance1 do the hard work for you by matching you with a suitable insurance provider, potentially saving you time and money.
|Product||Lowest Price||Highest Price||Customer Rating|
|Residential Landlord Insurance | insurance1.com||£2352||£35395.1||4.54 / 5|
Pricing claim generated from smallest and largest base premiums of policies sold from 1st January 2018 to 31st December 2019 from one of our partners.
Customer product rating is based on 20 reviews from a range of 1 to 5, where 5 being the best.