Modifying your vehicle can be an expensive hobby, but your vehicles insurance doesn’t need to be a headache. As soon as you look online for modified vehicle insurance, you find lots of specialist brokers who you may have never heard of, but who is best?
At Insurance1, we have done the hard work for you and only work with brokers who are FCA regulated so you know you are in safe hands. What’s more we check that each broker has experience with your specific vehicle before sending them your details.
Modifications and how they affect your price
It’s not surprising that modifications often increase the price of your insurance. Not only do mods make the car more enjoyable to you, but depending on the change, it could make it more desirable to thieves and vandals. Some modifications also increase the costs that insurers would have to pay if there was a claim.
What happens if I don’t tell insurers about my vehicle modifications?
Just like you have to tell your insurance provider if you made any claims or have any driving convictions, modifications are really important for the insurance provider. If you don’t use a specialist and fail to tell them about your mods, your insurance could be made void by the insurer or invalidated in the event of a claim meaning you would have to pay the price for your vehicle and damage to anyone else's property! This is why specialist brokers are the best bet for your modified vehicle insurance. Not only can they help in the event of a claim but they understand the types of modifications you have made and how that will affect your premiums in years to come.
|Product||Lowest Price||Highest Price||Customer Rating|
|Modified Vehicle | insurance1.com||£902.3||£7717.13||4.72 / 5|
Pricing claim generated from smallest and largest base premiums of policies sold from 1st January 2018 to 31st December 2019 from one of our partners.
Customer product rating is based on 320 reviews from a range of 1 to 5, where 5 being the best.