Young Driver Insurance
We know it can be a struggle to find affordable car insurance if you are under the age of 25. Many insurers will consider young drivers a higher risk and therefore the quotes you will receive can be sky high. We believe that you shouldn’t be punished for your age and we can help you find insurance that is both competitive and fair.
Insurance is based on risk and if you are new to driving you will be deemed a higher risk than someone who has been driving for many years. This is unfortunately unavoidable, but we believe that this does not mean you should be taken advantage of. Insurance1 can find you a broker that is willing to offer you insurance at a competitive price.
What Insurance1 can offer
Young driver insurance can be more expensive than usual, as young drivers are deemed a higher risk but that does not mean you need to pay over the odds. We can put you in contact with a broker that will treat you fairly, find an insurance policy that suits you and at an affordable price.
First time driver insurance
We do provide insurance for young drivers and this includes new driver insurance for first timers. If you find yourself in this scenario you have come to the right place. Here at Insurance1 we treat first time drivers fairly and we can help you find your first insurance policy.
We understand that it is not always possible to pay for your insurance policy in one payment. This is why you will be given the option of paying for your insurance in monthly payments. We know that paying by direct debit can help hugely and you will have this option. Of course if you want to pay it all in one go, you can.
Three levels of cover
As with most types of car insurance you will have the option of three levels of cover, comprehensive, third party, fire and theft and third party only. We will pair you with a broker that will be able to give you prices for all three and can advise you what is the best option for you.
Policies from reputable insurers
All insurers in the UK should be regulated by the FCA and this is the case for all of our brokers. This means that you can feel secure in the knowledge that your policy is being handled by a reputable and trusted company.
Why is my insurance more expensive?
You may feel hard done by if you are a first time or young driver and you are being quoted higher prices than you expected. Unfortunately, it is usually the case that you will be paying higher premiums when you are new to driving. It goes without saying that an experienced driver who has a proven record of not being involved in any claims, and has no convictions will be deemed safer than a driver with little or no driving history. Statistically young drivers are more likely to be involved in an accident, so if you are in this category you may be hit with higher premiums, even if you are the safest driver in the world. You can improve your premiums by proving you have a good driving record over the years. So whilst it may be more expensive in your first year or so driving, this does not mean you need to be ripped off by insurers. Our brokers agree with this and can provide you with very competitive rates.