Courier Insurance
As a Courier, you know that you need the right courier insurance to keep you on the road and safe from harming your income. Insurance1.com works with multiple courier insurance brokers across the UK who can help find you cover for your courier car or van.
Don't be tempted to take insurance for normal vans or cars, if the Police were to pull you over it could result in 6 points and even a £300 fine. Courier Insurance covers you for multiple delivery drops and the increased miles couriers tend to clock up.
What do I need to be a courier driver?
With the UK postal and courier industry growing around 5.5% each year, there has never been a better time to consider becoming a courier driver. The easiest and quickest method is to subcontract to a company that looks for self-employed courier drivers, but some people may prefer to set up their own courier company.
If you are looking to become a courier, the first thing you will need is a vehicle which could be purchased or leased. Once you have your vehicle, you will need courier insurance to cover the vehicle and the multiple deliveries you will make per day too. You may want to consider the other types of insurance you may need too.
Types of Courier Insurance Available
Courier Van Insurance
Courier Van Insurance is different to car. Vans have their own unique set of risks and requirements with bigger engines, different body types and the ability to carry many more goods. Be sure to tell your broker that you need courier van insurance. read more
Courier Car Insurance
If you use your car for courier work, either part-time or full time, you will not be covered to legally undertake your courier work with a normal car insurance policy. Courier car insurance is written to protect you and other road users whilst you undertake multiple drops in your vehicle. read more
Self Employed Courier Insurance
Being a self employed courier driver has a unique set of risks that needs to be looked at. You may wish to purchase additional types of cover including income protection or breakdown to help you stay on the road or earning a wage in the event of a claim.
Goods In Transit Insurance
Whilst not compulsory, goods in transit insurance is often recommended for UK courier drivers. It helps cover for any loss, theft or damage of the goods you are transporting whilst they are in your possession.
Levels of Cover
The level of cover you get for your courier van differs depending on the type of business van insurance you choose. If you are working for a contractor, they may stipulate the level of cover they require you purchase so make sure you read the terms and conditions before purchasing.
Comprehensive cover
Comprehensive van insurance is purchased to cover you and your courier van in the event of accidental damage plus fire and theft. This can be caused by yourself, or another driver. It covers any damage to other people's property too. It is the most comprehensive level of cover available for courier insurance in the UK today.
Third party only cover
If you are looking for the most basic level of cover, third party only cover is for you. It is the minimum level of cover you need to drive legally in the UK. In the event of a claim, it would cover the cost of any damage to another person’s vehicle or property but will not cover damage to your own vehicle.
Third party, fire and theft (TPFT) cover
Third party, fire and theft courier insurance is similar to third party only with the additional benefit of covering damage caused by fire and theft.
| Product | Lowest Price | Highest Price | Customer Rating |
|---|---|---|---|
| Courier Insurance | insurance1.com | £942.28 | £4717.12 | 4.81 / 5 |
Pricing claim generated from smallest and largest base premiums of policies sold from 1st January 2018 to 31st December 2019 from one of our partners.
Customer product rating is based on 723 reviews from a range of 1 to 5, where 5 being the best.