If you are a taxi driver, you need to ensure that you buy taxi insurance which is durable, competitive and takes care of you and your vehicle during emergency situations.
As a cab driver, you are likely to drive long and often odd hours in either intercity areas as well as the outskirts which could pose a high risk of emergency situations and accidents or even in rural settings, with fewer risks. You should compare insurance policies annually instead of simply renewing your existing insurance.
The level of insurance you require would depend on your individual circumstances, whether you need individual or fleet cover and the kind of vehicle you are looking to insure. You could opt for private or public hire insurance, based on the kind of business you are involved in. Insurance companies often perceive taxi drivers as high risks because of the nature of their job, therefore it is likely that the premium for Taxi insurance would cost more than your standard car insurance. That is why, at Insurance1, we think it is important to ensure that you find an insurance policy which fits your requirements.
What do I need to be an Uber driver?
Driving for Uber is the same as driving for any other private hire company. You have the same requirements such as Private Hire Taxi Insurance, your own vehicle and the right driving licence. When you apply to be an Uber driver, you need to provide proof of your insurance so it is important to check the level of cover they require drivers to have.
What levels of Taxi Insurance are available?
Like standard car insurance, levels of Taxi cover include Third Party Only (TPO) cover which will cover the damages caused to other people by your vehicle, Third Party Fire and Theft (TPFT) cover, which will cover damage to third party’s property as well as for fire and theft for your own vehicle and comprehensive policies, which is the highest form of car insurance which offers a plethora of coverage.
|Taxi Insurance | insurance1.com
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Pricing claim generated from smallest and largest base premiums of policies sold from 1st January 2018 to 31st December 2019 from one of our partners.
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