3 - 5 Vehicle Fleet Insurance

Finding the right insurance for your fleet can be hard work. If you have multiple vehicles it may be easier to insure them all together, under one small fleet policy.

A small or mini fleet policy will consist of 3 - 5 vehicles, you may already have these vehicles insured separately and want to consolidate them, or you may be looking for fleet insurance for the first time, either way you have come to the right place. Insurance1 can help you with this. It can seem like a huge effort to sort out fleet insurance, but we can do the leg work for you by matching you up with an FCA regulated broker, who will be able to provide you with a policy that suits your needs.

What are the benefits of buying small fleet insurance?

Purchasing fleet insurance for 3-5 vehicles is ideal for a small or growing business. It can save a lot of time and effort putting your vehicles into one policy, as opposed to seeking 3, 4 or 5 different policies. As well as saving time you could also see the following benefits;

Potentially save money - On most occasions it can actually be cheaper to put your vehicles under one policy. It is always worth checking if you can save money doing your insurance this way.
Claims are more easily managed - Hopefully you will not have to deal with a claim, but if you worst happens, you won’t need to search through your multiple policies to find the correct insurer to contact. You can feel at ease knowing 1 insurer is looking after all of your fleet vehicles.
Add or remove vehicles when needed - If you buy a new vehicle, you do not need to find a new insurance policy. You can contact your fleet insurer and arrange to get a vehicle added mid-term. This is the same for removing a vehicle.
Renewals made easier - Your one small fleet policy will need to be renewed after one year but you will only need to go through this process once, even if you added a vehicle mid-term. If you had separate policies for your vehicles you would need to go through the renewal process multiple times, maybe even at different times of the year. This can be confusing and time consuming.

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What types of fleet policy are available?

Mini fleet insurance

Even if you only have as little as 2 company vehicles they can still be put on the same fleet insurance. Mini fleet policies are great for small or growing businesses.

Large fleet insurance

If your business grows and you need more than 5 vehicles covered under the same policy, you can do this. We have brokers available that can help get your large fleet policy started.

Named driver fleet insurance

If you know you have regular drivers and a low turnover of staff, then it may be a good idea to name the drivers on the policy. This would potentially be the cheapest way to insure your fleet, and could be the most suitable but you would not have as much freedom as an any driver policy would give you.

Any driver fleet insurance

Any driver policies give you more freedom with who can drive your vehicles. Rather than naming specific drivers you can choose an any driver over 21, 25 or 30 policy. This could be beneficial if you often change your drivers around.

We offer all levels of cover

Fleet insurance offers the same levels of cover as standard car insurance;

Comprehensive

This is the highest level of cover available. It offers the same protection as the more basic levels and also covers you for damage against your own car, even if you were at fault for the accident.

Third party, fire and theft

Like third party, this essentially covers other people. If you damage your own car and it is your fault, then you would have to sort the damage out yourself. It does also protect you against fire damage and if your vehicle is stolen. This level of protection is not always cheaper than comprehensive, so it is advisable to compare prices.

Third party

This is legally the minimum amount of insurance you can have. This covers other people if you injure someone or damage their property. If there is damage or theft to your own vehicle then you would need to sort out the loss yourself. Again, it is not always the cheapest level of cover, so you should check prices for all levels of cover.

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I have never had fleet insurance before, is this a problem?

No, this is not a problem. It is true that it may be easier to find fleet insurance if you have a good record of previous fleet policies, as insurers do prefer this. We do have brokers that are willing to provide fleet insurance to people without fleet experience. Please fill out our online form and our brokers will then contact you and help you buy your first fleet policy.

Why use Insurance1?

We can save you having to do all the legwork shopping around for insurance. If you fill out our online form then our brokers will come to you. All of the brokers we use are specialists in fleet insurance, and they are all regulated by the FCA so you know they can be trusted. They can also advise you and help you through the quote process if you need it.

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3 - 5 Vehicle Fleet Insurance | insurance1.com

Product	Lowest Price	Highest Price	Customer Rating
3 - 5 Vehicle Fleet Insurance \| insurance1.com	£1523.91	£6823.15	4.52 / 5

Pricing claim generated from smallest and largest base premiums of policies sold from 1st January 2018 to 31st December 2019 from one of our partners.

Customer product rating is based on 92 reviews from a range of 1 to 5, where 5 being the best.